Home Owners/Buyers

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Affordable Home Ownership Opportunities

Chaffee Housing Trust The Railyard Condos

The Railyard Condos include 12 brand new homes including 1, 2, and 3-bedroom all-electric condominiums with amazing views, storage and parking on site.

You can qualify if your household earning less than 100% Area Median Income (AMI) in Lake County. You can qualify and get on the waitlist now!

1 Bedroom/1 Bathroom - 12’ x 38’ = 456 sq. ft. = ​$220,000

2 Bedrooms/1 Bathroom - 24’ x 32’ = 768 sq. ft. = ​$253,000

3 Bedrooms/2 Bathrooms - 36’ x 32’ = 1,152 sq. ft. = $285,000

Housing @ 10,200

We are now hosting open houses every week until August 13. Stop by, walk the floorplans, and talk with a sales counselor about any questions you may have. No appointment needed.

Sundays: 10am – 2pm

Mondays: 5pm – 7pm

Thursdays: 5pm – 7pm

📍803 W 6th St, Leadville, CO 80461

CHFA Homebuyer Program

Through our statewide networ​k of approved lenders, we offer ​home loans with grants or second mortgage loans for down payment and/or closing cost assistance. We also sponsor free homebuyer education across the state in English and Spanish to help prepare you for homeownership.​


Need Help? Assistance for Owners

Full Circle Family Services, Energy and Mortgage Assistance, and more family resources

Contact Information

Upper Arkansas Area Council of Governments (UAACOG)

Home Repair -

This program provides affordable loans for low-income homeowners living in Chaffee, Custer, Fremont, Lake, Park, and Teller Counties.  The loans are provided to repair owner-occupied homes.  UAACOG partners with the Colorado Division of Housing to provide assistance to homeowners.  Types of housing problems we can help with:

  • Leaking roof
  • Electrical and heating systems and energy efficiency upgrades
  • Plumbing systems including leaking water lines and septic
  • Interior issues including sagging floors and cracking or peeling paint
  • Fire mitigation
  • Crumbling foundation/Exterior/Interior deterioration
  • Handicapped accessibility
  • Other safety concerns

Community Service Block Grant (CSBG) -

The Community Service Block Grant, or CSBG, is federal funding that is provided to states and local agencies to address poverty at the community level. The Upper Arkansas Area Council of Governments provides CSBG funding to four Counties: Fremont, Custer, Chaffee, and Lake. UAACOG provides services directly to Fremont, Chaffee, and Lake Counties and subcontracts CSBG funds to Custer County.

This funding is available to the community who meet the Federal Poverty Guidelines. The purpose of this funding is to support individuals and families in financial stability and to recover from an emergency.

Our scope of services includes rent, mortgage, utilities (this includes propane and firewood), medical bills and equipment, adult and child dental, vision, minor car repairs, emergency hotel stays due to housing damage or fleeing domestic violence, appliance repair/ replacement, and child care expenses to preserve a child’s enrollment.

This grant is a onetime payment, once in five years per applicant or family, not ongoing payments. We work very closely with other local agencies and resources to further assist an individuals or family’s needs. CSBG cannot pay for deposits.


Where To Submit Your Application


  • Laura Yost (CSBG Coordinator/ Administrator)
  • 3224-A Independence Rd. - Cañon City, Colorado 81212
  • laura.yost@uaacog.com
  • (719) 269-7687

Financial Counseling -

UAACOG is a U.S. Department of Housing and Urban Development (HUD) Approved Housing Counseling Agency offering counseling and education in the following areas:

  • Pre-Purchase (Homebuyer) Counseling and Education
  • Post-Purchase (Homeowner) Counseling
  • ID Theft Prevention and Recovery Counseling and Education
  • Foreclosure Prevention Counseling
  • Credit/Budget (Financial) Counseling and Education

The Housing Counseling Program services are offered throughout the state of Colorado. Please click on the links below for additional information on housing counseling and becoming a homeowner.

Contact Information

Linked Documents

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Need Different Help?

Cloud City Conservation Center (C4), Energy Assistance and more resources

Contact Information

Linked Documents

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Supportive Real Estate and Property Management Companies

Centennial Realty

Centennial Real Estate was established in 1976. Throughout the many cycles in the local market, CRE is proud to be the longest running full-service Real Estate business in Lake County. Local agents provide a knowledge base for Leadville Real Estate that is unsurpassed. Trust the Centennial Real Estate team to guide you through each step of the mountain real estate sales process.

Centennial Real Estate is knowledgeable about affordable homeownership, familiar with the special considerations and opportunities that come with deed restrictions and can guide you through the process of buying or selling your deed restricted home.

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Linked Documents

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